HEAD-TO-HEAD · 2026
ICFunded vs Topstep
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
| METRIC | ICFunded | Topstep ✓ VERIFIEDEST. 2012 |
|---|---|---|
| TRUST SCORE | 56/100 | 69/100BETTER |
| PROFIT SPLIT | 80% | 90%BETTER |
| PAYOUT DAYS | 14d | 7dBETTER |
| PASS RATE | — | 28% |
| MIN COST | $74 | $49BETTER |
| MAX FUNDING | $500,000BETTER | $150,000 |
| RATING | 4.4/5BETTER | 3/5 |
| REVIEW COUNT | 2 | 3BETTER |
| STEPS | 2-step | 1-step |
| DRAWDOWN | static | Trailing EOD |
ICFUNDED DETAILS
- MARKETS
- forex, indices, metals, commodities, crypto
- PLATFORMS
- mt5
- TYPES
- forex, futures
TOPSTEP DETAILS
- MARKETS
- Futures
- PLATFORMS
- MT4, MT5
- TYPES
- futures, beginner
ICFunded PROS
- +Min challenge cost of $74 is well below the industry average of $186.7, lowering entry costs.
- +Profit split of 80% is provided with bi-weekly payouts, offering regular income access.
- +Static drawdown type provides clear, fixed risk boundaries for traders to plan around.
- +Markets include forex, indices, metals, commodities, and crypto, offering reasonable diversification.
ICFunded CONS
- −Max funding of $500,000 is well below the industry average of $839,272.7, limiting upside potential.
- −Key data including days to first payout, profit target, drawdown percentage, and trading condition rules are not provided, limiting transparency.
- −Only MT5 is listed as a platform, offering less choice than most competitors with multiple platform options.
Topstep PROS
- +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
- +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
- +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
- +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.
Topstep CONS
- −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
- −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
- −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.
PROPDNA VERDICT
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RISK
Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning
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