What is Topstep's profit split?

Topstep offers a 90% profit split to funded traders.

How fast does Topstep pay out?

Topstep processes payouts within 7 business days.

What is Topstep's maximum funded account size?

Topstep offers up to $150,000 in funded account capital.

How much does a Topstep challenge cost?

Topstep challenges start from $49.

Does Topstep allow news trading?

Yes, Topstep allows news trading during high-impact economic events.

Does Topstep allow holding positions over the weekend?

Yes, Topstep allows traders to hold positions over the weekend.

Does Topstep allow automated trading and EAs?

Yes, Topstep allows expert advisors (EAs) and automated trading strategies.

What type of drawdown rule does Topstep use?

Topstep uses a Trailing EOD drawdown model with a 10% maximum drawdown limit.

What markets does Topstep support?

Topstep supports trading in Futures.

What is Topstep's PropDNA Trust Score?

Topstep has a PropDNA Trust Score of 69/100, based on verified payout data, community reviews, and rule stability analysis. Scores above 70 indicate a reliable firm.

TOPS

VERIFIEDEST. 2012PROCEED WITH CAUTION

Topstep Review

Independent analysis of Topstep's challenge structure, payout speed, and trader outcomes. Trust score and ratings sourced from 3 verified trader reviews.

Last verified: May 5, 2026 · PropDNA editorial team

ⓘ Trust score improves as more PropDNA members leave reviews. This firm has strong external reputation — score will rise as community data grows.

OUR TAKE — TOPSTEP

✓90% profit split — one of the highest in the industry
✓Fast payouts — typically within 7 days
✓Challenge fee refunded on your first payout
✓Stable ruleset — no documented rule changes
✓News trading permitted — no blackout windows during economic releases

PROGRAM:

TRUST SCORE

/100

How we score →

Score components

TRADER RATING15/25(Fair)

PAYOUT RELIABILITY19/22(Good)

RULE STABILITY10/10(Good)

REVIEW VOLUME5/15(Poor)

PROPDNA VERIFIED10/10(Good)

RULES QUALITY9/18(Fair)

VERIFIED BUYERS1/5(Poor)

HOW PROPDNA CALCULATES TRUST SCORE

PropDNA Trust Score is a 0–100 composite score measuring how reliable and trader-friendly a prop firm is. It is calculated from seven independently verified components — no single firm can inflate it artificially.

25ptTrader RatingBayesian-weighted star average from verified reviews, weighted by payout proof and membership status
22ptPayout ReliabilityDays to first payout: ≤4 days earns full marks; >21 days earns minimum
18ptRules Quality IndexAdmin-scored index of how trader-friendly the firm's ruleset is (−50 predatory to +50 generous)
15ptReview VolumeLogarithmic scale — more reviews raise the score, but flooding with reviews has diminishing returns
10ptPropDNA VerifiedManual badge awarded after independent verification by the PropDNA editorial team
10ptRule StabilityDeducts 3 pts per documented rule change — firms that change rules unpredictably score lower
5ptVerified BuyersAdditive bonus from PropDNA members who submitted verified proof of challenge purchase

✓1 verified buyer confirmed purchases through PropDNA

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RATING

3.0 / 5

REVIEWS

PROFIT SPLIT

90%

MAX FUNDING

$150,000

MIN COST

$49

PAYOUT DAYS

PASS RATE

28%

TRADING RULES

EVALUATION STEPS

1-phase

DRAWDOWN TYPE

Trailing EOD

MAX DRAWDOWN

10%

DAILY DRAWDOWN

PROFIT TARGET

PAYOUT FREQUENCY

On-demand

WEEKEND HOLDING

Yes

NEWS TRADING

Yes

EA / BOTS ALLOWED

Yes

FEE REFUND

Yes

MARKETS

Futures

PLATFORMS

MT4, MT5

SCALING PLAN

Pass Trading Combine to access Express Funded Account, then advance to Live Funded Account with real capital

ADVANTAGES

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

WATCH OUT FOR

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

TRADER REVIEWS

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PAYOUT CALCULATOR — 90% SPLIT

ACCOUNT SIZE

MONTHLY PROFIT TARGET — 5%

GROSS PROFIT

$1,250

YOUR PAYOUT

$1,125

FIRM KEEPS

$125

Based on 5% monthly profit on a $25,000 account at 90% split. For illustration only.

PAYOUT SPEED TREND — LAST 6 MONTHS

PRO FEATURE

See payout speed trends over time

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FREQUENTLY ASKED QUESTIONS — TOPSTEP

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Risk warning: Proprietary trading challenges involve real financial risk. The majority of challenge participants do not pass and lose their entry fee. Past performance is not indicative of future results. This page is for informational and comparison purposes only and does not constitute financial or investment advice. Always read the firm's full terms and conditions before committing any funds. Full risk warning →