HEAD-TO-HEAD · 2026
FundingPips vs Smart Prop Trader
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
| METRIC | FundingPips ✓ VERIFIEDEST. 2022 | Smart Prop Trader EST. 2022 |
|---|---|---|
| TRUST SCORE | 78/100BETTER | 55/100 |
| PROFIT SPLIT | 80% | 85%BETTER |
| PAYOUT DAYS | 2dBETTER | 7d |
| PASS RATE | — | — |
| MIN COST | $29BETTER | $97 |
| MAX FUNDING | $2,000,000BETTER | $800,000 |
| RATING | 0/5 | 1.8/5BETTER |
| REVIEW COUNT | 0 | 2BETTER |
| STEPS | 2-step | 2-step |
| DRAWDOWN | Fixed | Fixed |
FUNDINGPIPS DETAILS
- MARKETS
- Forex, Crypto, Indices, Metals, Energies
- PLATFORMS
- MT5, cTrader, Match-Trader, TradeLocker
SMART PROP TRADER DETAILS
- MARKETS
- Forex, Indices, Commodities, Metals
- PLATFORMS
- MT4, MT5
- TYPES
- forex, large-cap
FundingPips PROS
- +Min challenge cost of $29 is well below the industry average of $186.7, making entry highly affordable.
- +Max funding of $2,000,000 is more than double the industry average of $839,272.7.
- +Days to first payout of 2 is significantly faster than the industry average of 6.5 days.
- +Weekend holding, news trading, and EA use are all permitted, offering broad trading flexibility.
FundingPips CONS
- −Profit split of 80% is below the industry average of 84.7%, giving traders a smaller earnings share.
- −Overall drawdown of 10% exceeds the industry average of 7.9%, requiring traders to absorb larger losses.
- −No fee refund is offered, meaning traders cannot recover the challenge cost upon passing.
Smart Prop Trader PROS
- +Profit split of 85% is above the industry average of 84.7%.
- +Minimum challenge cost of $97 is well below the industry average of $186.7.
- +On-demand payouts, weekend holding, news trading, and EA use are all permitted.
- +Supports multiple platforms including MT4 and MT5.
Smart Prop Trader CONS
- −Max funding of $800,000 is slightly below the industry average of $839,272.7.
- −Days to first payout of 7 is marginally above the industry average of 6.5 days.
- −No fee refund offered, adding cost risk for traders who do not pass the challenge.
PROPDNA VERDICT
RELATED LINKS
RISK
Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning
Affiliate disclosure: PropDNA may earn a commission if you start a challenge through links on this page. Scores are calculated algorithmically from verified trader reviews — not influenced by commercial relationships.Privacy Policy
